When setting off on a trip, many travellers rarely think about getting travel insurance. This is a mistake, as unexpected situations may happen even during a holiday, and it is important to be prepared. In this article, we explain how to choose the right insurance and what it should cover so that you feel protected while travelling abroad.
What Insurance Do You Need for Bulgaria
Insurance may be included in your travel package, or you can purchase it separately by adding the coverage you specifically need.
When entering Bulgaria, you must have medical insurance. It is mandatory, and without it you may be denied entry into the country. If you are travelling with a child, a separate insurance policy must be issued for them.
Important! Keep in mind that standard insurance policies often do not include many important points, so you will need to add them yourself.
Types of Insurance
Insurance with additional options costs more, but it proves invaluable in case of emergencies. Here are some points that are worth including in your policy:
Car insurance. If you are travelling by your own car, this coverage will be useful.
Liability insurance. If you accidentally injure another person (for example, while skiing), the insurance will cover the expenses.
Sports insurance. If you plan to practise sports (diving, skiing, snowboarding), it will cover any injuries you may get.
Accident insurance. Covers expenses and guarantees compensation payments.
There are also other types of insurance, such as coverage for lost luggage, trip cancellation or lost documents. Some travellers may even find useful a policy that includes “coverage for assistance while intoxicated”.
Where to Buy
The best option is to purchase insurance online. There are many services offering such coverage. Be cautious – some agents may try to push unnecessary options, thereby increasing the cost.
