When going on a trip, many travelers rarely think about their travel insurance. This is wrong, because troubles can happen while on vacation, and you need to be prepared for them. In this article we'll tell you how to choose the right travel insurance and what it should be so that you're prepared when you go to another country.
What insurance you need for Bulgaria
Insurance can be included in the tour or you can buy insurance separately, including the insurance terms you need.
When entering Bulgaria you will need to have medical insurance. It is compulsory and if you do not have it you may not be allowed into the country. If you have a child, you must take out separate insurance for them.
Important! Please note that if you take out standard insurance, many items are not included in it and you must include them yourself.
The types of insurance
Insurance with additional options is more expensive, but it helps when an emergency occurs. Here are the items that it is right to include in an insurance policy:
Auto insurance. If you're traveling in your own car, it won't be superfluous.
Civil Liability Insurance. If you accidentally injure another person (for example, while skiing), insurance will cover the cost.
Insurance for athletes. If you plan to play sports (diving, skiing, snowboarding), it will cover injuries.
Injury insurance covers expenses and guarantees compensation.
There are other types of insurance, such as: lost luggage insurance, trip cancellation or lost documents insurance, and some people may find it useful to have insurance called "alcohol assistance payment".
Visa Insurance
To get a visa to Bulgaria you need to buy insurance for 30000 EUR. Its validity period must begin before entering the country and end after leaving.
The insurance must not have a deductible (all costs are borne by the insurance company).
Where to buy
The best place to buy insurance is online. There are many services offering such a service. The cost of insurance varies from 7.5 to 40 USD per week per person. Be careful - some insurance agents "sell" unnecessary insurance services, thus increasing the price.
